12 Pack Cash Envelopes for Budget Planner System – Money Envelopes for Budgeting and Saving with 12 Expense Tracking Budget Sheets...

This is a great idea and way to set aside money for bills, save cash money and separate it out ahead of time with a plan on how to use it. The design on these envelopes are cool, love the look and colors. Theyre durable and hold up to use multiple times. Overall good value and neat take on bills and money.

When I was a single guy, back in the 1960's, I had no budget, not much money, and even less desire to budget the few dollars I made. I just cashed the paycheck and stuck some bucks in a drawer until I had enough to put down some money for a car. Not budgeting got me into trouble, as I spent more than I received and when the car insurance bill came up I found myself walking for three months. (Imagine, a brand new car sitting in my Dads driveway, while I walked!) Then I got married and it was time to plan for everything. Rent, food, clothing, savings, etc. etc. We (or should I say my wonder wife) planned our expense responsibilities against our meager income. BUDGET, with all capital letters. She was (and still is) great at that and after more than sixty years weve built a good history. Never missing a bill, even when layoffs occurred. As I said, she is great at budgeting! However, too many people are not good at budgeting and to help with the that task there are little helpful things like this Budget Planner System from SeunKieer. Consisting of twelve budget cards, with twelve larger envelopes, and an instruction card for their use, this little inexpensive kit helps you to make a budget for your expenses and put money in the envelopes for those bills when they come. Its makes the task easy, and perhaps helps with the discipline too. You get twelve 7 x 3-3/8 rather colorful envelopes, two each in the denominations of 1, 5, 10, 20, 50, and 100 dollars to keep your money organized. The twelve budget sheet cards have columns front and back on which to catagorize your expense, the date, description, amount, and balance. The instructions give you a step-by-step procedure and the envelopes provide storage for your cash, so its readily available when you make payments. That said, I dont understand why the envelopes are marked as they are, with dollar increments. I think they should have been marked for actual expense items, like rent, groceries, insurance, car payment, saving, and similar monthly needs. Instead of categorizing the money, catagorize the expense items! Really, its just a procedure to get you on track to keep your savings and payments in line and up to date. You wont have to be one of the many who have no idea where their money goes. Its simply planning to live within your means and this is perhaps an inexpensive way to get you started on the right track.

Very nice money saving envelopes. For me this is something I have been doing for quite a long time now with each paycheck I tuck a little away in certain envelopes each week. Tucking a little away a week turns into a good chunk down the road rather than taking it in big chunks, so envelopes like this are very handy to me. These envelopes have pretty cool designs, and they do the trick of what they are meant to do. I did notice the side ends wear down fast but that is no big deal to me since they just sit in my safe.

I need to get better about saving money and this will help get me on track. I have not started using is as of yet starting 01/01. It is nicely made and easy to use.

Got these to teach the kids to know how to use their money and to be mindful of it. Good system, sturdy envelopes and plenty of sheets to write on.